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When it comes to securing your future, choosing the right insurance provider matters. With so many options available, finding the Top Insurance Companies in UAE can be overwhelming. This guide simplifies your decision with rankings, expert insights, and reviews of the best-rated insurance firms in 2025. Whether you’re looking for health, life, travel, or car insurance, this article will help you navigate your options smartly.
Table of Contents
Insurance Industry Overview in UAE (2025)
The UAE insurance market continues to grow steadily in 2025, driven by strong regulatory frameworks, rising consumer awareness, and mandatory coverage requirements in areas like health and motor insurance. The government’s backing, combined with rising demand for financial protection, has made the UAE a hub for global and regional insurers.
Why Insurance Is Important in the UAE:
- Medical insurance is mandatory for all residents.
- Car insurance is required by law.
- Life insurance and travel insurance are increasingly popular for expats and locals alike.
- Insurance acts as a safety net, ensuring financial security and peace of mind.
Top Insurance Companies in UAE (2025 Rankings)
Below is a comparison table of the top-rated insurance companies in UAE based on customer satisfaction, coverage options, claim settlement ratios, and pricing:
| Rank | Insurance Company | Specialization | Claim Settlement Ratio | Customer Rating |
|---|---|---|---|---|
| 1 | Oman Insurance Company | Health, Life, Motor | 98.5% | ★★★★★ (4.9/5) |
| 2 | AXA Gulf (Now GIG Gulf) | Health, Travel, Auto | 97.8% | ★★★★★ (4.8/5) |
| 3 | Orient Insurance PJSC | Corporate, Life, Motor | 97.0% | ★★★★☆ (4.7/5) |
| 4 | Abu Dhabi National Insurance | Medical, Property | 96.2% | ★★★★☆ (4.6/5) |
| 5 | Al Sagr Insurance | Travel, Car, Life | 95.5% | ★★★★☆ (4.5/5) |
| 6 | MetLife UAE | Life & Retirement | 94.0% | ★★★★☆ (4.4/5) |
| 7 | RSA Insurance UAE | Car, Home, Health | 93.5% | ★★★★☆ (4.4/5) |
| 8 | Dubai Insurance Company | Group, Marine, Health | 92.8% | ★★★★☆ (4.3/5) |
| 9 | Salama Islamic Arab Insurance | Takaful & Health | 92.0% | ★★★★☆ (4.2/5) |
| 10 | Union Insurance | General, Motor, Life | 91.5% | ★★★★☆ (4.1/5) |
Key Features of the Top Insurance Companies in UAE
1. Oman Insurance Company
- Comprehensive plans for individuals & businesses.
- Fast claim approval process.
- Great for health and corporate insurance seekers.
2. AXA Gulf (Now GIG Gulf)
- Wide global network.
- Strong support in travel and motor claims.
- User-friendly mobile app for policy tracking.
3. Orient Insurance PJSC
- Backed by Al-Futtaim group.
- Popular among corporates and high-net-worth individuals.
- Exceptional customer service support.
4. Abu Dhabi National Insurance Company (ADNIC)
- Great for expat families.
- Strong in health and property insurance.
- Affordable premiums.
5. Al Sagr Insurance
- Fast-growing provider in travel insurance.
- Value-for-money car policies.
- Takaful-compliant options available.
How to Choose the Right Insurance Company in UAE
Choosing the best insurance company depends on your personal needs. Here’s a quick checklist to help you:
🔑 Factors to Consider:
- Claim settlement ratio: Indicates reliability.
- Coverage: Ensure it matches your life stage and needs.
- Premiums: Balance between affordability and benefits.
- Customer reviews: Real-life experiences can’t be ignored.
- Add-ons: Check for optional riders like critical illness, accidental cover, etc.
- Digital access: Apps and online portals are now essential.
People Also Ask
Q1. What is the best insurance company in UAE for health coverage?
Oman Insurance and AXA Gulf are top-rated for health insurance in the UAE due to their comprehensive coverage and fast claim settlements.
Q2. Which insurance provider has the highest claim settlement ratio?
As of 2025, Oman Insurance Company leads with a 98.5% settlement ratio.
Q3. Is life insurance mandatory in UAE?
No, but it’s highly recommended for financial protection, especially for expats and families.
Q4. Can expats get insurance in UAE?
Yes, most top insurance companies offer tailored plans for expatriates including health, motor, and life insurance.
People Also Search For:
- Best health insurance in Dubai
- Car insurance comparison UAE
- Top life insurance providers in UAE
- Takaful insurance companies in UAE
- Best insurance brokers in UAE
Tips to Maximize Your Insurance Coverage
- Compare quotes online using trusted brokers like Bricks Consultancy.
- Bundle policies (e.g., life + health) for discounts.
- Read policy documents carefully for exclusions.
- Reassess your needs annually to update your plan.
Conclusion
Finding the Top Insurance Companies in UAE doesn’t have to be difficult. With trusted names like Oman Insurance, AXA Gulf, and Orient PJSC leading the market, you have access to excellent options tailored to both individual and corporate needs. Focus on your unique requirements and make sure to compare features, costs, and reviews before buying a plan.
Bricks Consultancy can assist you in selecting the perfect policy that balances protection and affordability. Don’t leave your future to chance—choose wisely and stay protected.